Day: July 9, 2008

Sawadee Khrap

Gonn’a start planning my trip back to the States for back surgery.  Try to set it up for late September or early October – gott’a stay within the 5 yr time period of the actual accident injury date.  Ever since I’ve been here my back has been getting worse.  I have tried to use exercise and medication to keep the injury from flaring up, but hasn’t worked.  I didn’t want to believe what I was told by the back Surgeon, the first one I went to for the Workman’s Comp injury.  He told me that, in his judgement, surgery would most probably be needed and it seems that he was right. 

I am going to call him and have him start the process to do what is needed.  He will have to check with Liberty Ins – that is the Ins. company that under-wrote for Ikon Workmans Comp policy, before he can actually start.  But this should be sufficient time to get approval to operate.

Don’t really want to do it – I have heard bad things about back surgery gone wrong – not being able to get it up being the most glaring – bad slice and there she goes.  But I really don’t see any alternative. 

Ciao

Just tested Flock, thought it might be a alternative to BlogJet – but alas not, BlogJet is still the product I will use to post to the blog.

Flock is a browser/blog editor but cannot upload images directly and therefore cannot directly show what they will look like in the post if they are on my computer now – also it will not product thumbnails and allow expansion to full size viewing.  I didn’t go any further in the testing  – I use a lot of images and this would be too cumbersome.  F%#k  Flock for now,  so to say.

 

But today I did sign up for a new catastrophic health Ins. policy from HealthCare International – their HealthCare Emergency+  $US 622 yr.

• 100% In-Patient Hospital Treatment
• 100% Emergency Medial Evacuation
• Up to 3,000,000 Baht for Organ Transplants
• 100% Daycare Surgery Treatments
• Up to 600,000 for Chronic Diseases
• Up to $US 3,000 – airline ticket to attend parent’s funeral services
• Coverage in US/Worldwide – 60 day visit–Accident/ Emergency
• There is a deductible ($2,000 – 60,000 Baht today ) but these figures are coverage above that– and the first are exempt from it.

Of course I just signed up – approval will take 1 week – But the policy will also cover me for life renewals, but no guaranteed lock.

Compared to my old policy that I had to drop – $US 3,500 yr,  $2,000 Ded., but coverage up to 10,000,000 Baht  – I could never use this amount – they would have to almost replace every organ to get a Thailand hospital bill like that. – and on top of it, they dropped the US trip coverage too —  

Ciao